Commercial Auto Insurance
Commercial Auto Insurance Quote Forms
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Commercial Auto Insurance Information
Commercial Auto Insurance in Ontario CA
Southern California Commercial Auto Insurance
Businesses might own a company car, or a fleet of vehicles. They could hire employees who have to drive in order to make deliveries, visit work sites or check on clients. In any scenario, these vehicles and drivers could face accident risks, which might lead to countless thousands of dollars being spent on vehicle damage, injuries and the results of accident lawsuits.
No business should have to worry about whether challenges like these could damage their security and profitability. Instead, they should have the security offered by customized commercial auto insurance.
If you’re looking for commercial auto insurance that is specific to your needs and friendly to your overhead, then come to Direct 2 U Insurance. To us, it should be easy for any business owner to get the quality benefits that will offer them essential protection at the times they need it most. We’re here to help you get the coverage you deserve.
To get your plan today, just contact us:
- Call us at (909) 974-0011
- Get a Commercial Auto Insurance Quote Online
Common Auto Insurance Questions
What is difference between commercial and personal auto insurance?
Whenever someone drives on behalf of their company, they are a representative of that company. Therefore, if they have a wreck (regardless of whether they are in a company car or their personal vehicle) then it is the company that could be faced with the costs of picking up the mess. Commercial auto insurance, like personal auto insurance, is designed to help the business cover these costs. It is designed to ensure the business can withstand the financial challenges brought by incidents like these.
What kind of vehicles are covered by commercial auto insurance?
Most vehicles used on behalf of a business might need commercial auto insurance. These include:
Additionally, some vehicles must be registered as commercial due to their weights, horsepower or other features. Even if the driver plans only to use them privately, they still might have to carry commercial auto insurance.
What does commercial auto insurance cover?
Commercial auto insurance policies can contain a variety of benefits, including:
Hired/Non-owned auto liability insurance: This liability coverage extends to vehicles not owned by the business but used by them for business purposes. These might include employees’ personal cars or vehicles that you rent or hire to use temporarily.
Collision insurance: This covers damage to your own vehicle that you sustained in a wreck.
Comprehensive insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Medical payments/Personal Injury Protection (PIP):If you get hurt in an accident, this coverage can pay for your medical bills. Sometimes, it will cover other losses, such as lost income.
Uninsured/underinsured motoristinsurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.
Additionally, other policies and endorsements might help you expand your benefits, such as:
Roadside assistance & rental car reimbursement
Custom parts coverage
Replacement cost vehicle coverage
Commercial umbrella insurance
Even if your company does not own a commercial vehicle, but still employs drivers, you can still benefit from commercial auto insurance. Let our agents help you choose the perfect benefits solutions that will be both budget-friendly and tightly integrated with your overall commercial insurance package.